CHEN*, Zhenglin; MA, Zhendong; KANG, Chengkai. Research on Business Models and Risk Governance Frameworks for Fintech-Enabled Financing of Micro and Small Enterprises. International Scientific Technical and Economic Research , [S. l.], v. 3, n. 4, p. 54–63, 2025. DOI: 10.71451/ISTAER2553. Disponível em: https://istaer.online/index.php/Home/article/view/No.2553. Acesso em: 16 mar. 2026.